I've had similar problems with my VISA. Every so often I come across a web site that glitchs and won't process the card. Of course, I think I did something wrong so I try it again. At the bank, they have fancy (but stupid) fraud detection software. If a charge is repeated multiple times in a short time span, the computer automatically cuts out my account until I call the bank to clear it. Of course I never know the card has been cut off until I try to use it and get denied. Blizzard Entertainment's billing system, flat out, refuses to process my card. After having my account frozen twice after going to their web site, I have swore to never try and buy anything from them again.